Complete Infrastructure for AI Agents
W3C DID Identity
Decentralized digital identity with L1-L4 assurance levels for AI agents and humans.
Policy Controls
Built-in spending limits, approval workflows, and compliance controls for autonomous agents.
Fast Integration
5-minute setup with simple API calls. Create agent wallets instantly via chimoney.app or API.
Multi-Rail Payments
130+ countries, mobile money, bank transfers, stablecoins - all with automatic routing.
Everything You Need
🤖 AI Agent Wallets
Create policy-controlled wallets for your AI agents in 5 minutes. Set spending limits, approval workflows, and compliance controls.
Learn more →🆔 APort Digital Identity
W3C DID-compliant digital passports with L4 assurance. KYC-backed credentials for agents and humans.
Learn more →💳 Multi-Rail Payments
130+ countries, 10+ payment methods: mobile money (M-Pesa, Airtel), bank transfers, stablecoins (USDC, USDT), gift cards.
View coverage →🛡️ Licensed & Compliant
MSB + PSP licensed by Bank of Canada, FinCEN registered. SOC 2 Type II in progress. SOX, HIPAA-ready.
Our licenses →Popular Use Cases
AI Trading Bots
SOX-compliant wallets for algorithmic trading agents with spending limits and audit trails.
View details →Healthcare AI Agents
HIPAA-compliant wallets for diagnostic AI that autonomously pay for lab tests and imaging.
View details →E-commerce Support Bots
Customer service AI agents that issue refunds, discounts, and gift cards automatically.
View details →Quick Start (5 Minutes)
// Create AI agent wallet with policy controls
const chimoney = new Chimoney('your-api-key');
const agent = await chimoney.agents.create({
name: "Customer Support Bot #1",
limits: {
dailyMax: 200,
perTransactionMax: 50,
requiresApprovalAbove: 100
},
aportIdentity: {
assuranceLevel: "L2", // KYC-backed
attributes: {
agentType: "customer_service",
owner: "support@company.com"
}
}
});
// Agent sends payment autonomously
const payment = await chimoney.payouts.send({
fromWallet: agent.walletId,
toEmail: "customer@example.com",
amount: 25,
currency: "USD",
memo: "Refund for order #12345"
});
// Policy engine auto-checks:
// ✅ $25 under $50 per-transaction limit
// ✅ $25 under $200 daily limit
// ✅ $25 doesn't require approval (<$100)
// Result: Payment approved instantly