Today marks an exciting milestone for Canadians as we proudly introduce the Chimoney App—a cash app designed to empower Canadians with seamless global payments, making financial transactions easier and more accessible than ever. Built with Interledger Protocol (ILP) support and powered by Chimoney's API, the app is transforming how Canadians send, receive, and manage their money—efficiently, securely, and without borders.  

Global Payments Made Easy

With the Chimoney App, users can send funds to over 100 countries using just an email address or phone number. This innovative approach eliminates the need for traditional bank details, making international payments as simple as sending a text message. Whether you're paying a friend abroad or sending funds to a loved one in Africa, Chimoney ensures your money reaches its destination quickly and securely.  

Multi-Currency Wallets

Managing multiple currencies has never been easier. The Chimoney App allows users to hold and manage balances in CAD, USD, and NGN, all while enjoying competitive foreign exchange rates. This feature is particularly beneficial for frequent travelers, expatriates, and anyone dealing with international transactions, as it simplifies currency conversion and minimizes costs.

Flexible Payment Options

Chimoney App offers a variety of flexible payment options to suit different needs. Recipients can choose how they want to receive their funds, including:

• Bank transfers
• Mobile money
• Airtime
• Gift cards
• Other local options such as CAD withdrawals via Interac Email, NGN withdrawals to Nigerian bank accounts, and USD withdrawals to U.S. bank accounts.  

Universal Payment Links

The Get Paid feature is especially beneficial for both individuals and businesses, offering a seamless way to receive payments from clients worldwide. By simply sharing a universal payment address or having clients scan a unique payment code, users can receive funds from anywhere directly into their Chimoney App wallets—eliminating the usual hassle and delays.  

Who Benefits from the Chimoney App?

Everyday Canadians and Small Businesses

Built for hard-working Canadians and local businesses, Chimoney provides CAD bank accounts, currency exchange, and simple, affordable payment solutions to meet rising costs. From splitting bills to managing cross-border payments, Chimoney offers the financial tools Canadians deserve to support a stable economy.

Freelancers and Remote Workers

Freelancers and remote workers in Canada can now enjoy hassle-free payments from international clients. Chimoney’s Universal Payment Links (UPL) and multi-currency wallets allow them to receive payments on time, reinforcing Canada’s role as a global talent hub.

International Students

Chimoney simplifies financial management for international students, letting them handle all their financial needs without needing extra bank accounts. This streamlined approach keeps finances organized, allowing students to focus on their studies.

Community Groups and Local Associations

For local Canadian associations and community groups, Chimoney provides a streamlined way to manage finances and offers exclusive partnership benefits. These features support local groups by helping them efficiently manage funds while offering valuable perks to members.  

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Interledger Protocol: Secure and Open Global Financial Inclusion

Chimoney is one of the first companies live on Interledger, enabling seamless, secure cross-border payments for Canadians. By integrating the Interledger Protocol (ILP), the Chimoney App ensures that transactions are both reliable and borderless, making global payments easier than ever. Canadians can confidently send and receive funds across borders, knowing their transactions are secure and efficient.

At the recent Interledger Summit, we demonstrated the app’s seamless peer-to-peer transfer capabilities, showcasing how easily users can make cross-border payments. Through this, Chimoney empowers true financial connectivity, supporting a vision of global financial freedom.

   

Try Out the Chimoney App Today!

  Ready to experience financial freedom? Download the Chimoney App on App Store or Google Play Store and unlock the full potential of seamless global payments.

The journey to financial empowerment starts with the Chimoney App—download it today!